Success Stories


Enabling more efficient bank-to-bank payments at the point of sale.

Payments company Reflow asked FinGo to be part of their open banking retail pilot. Our vein mapping technology offered an innovative and unique way for Reflow to combine bank-to-bank payments with physical, face-to-face payments at the point of sale.

The pilot took place with a food vendor in Tower Hill, London. Customers used FinGo to pay for their meal, with the payment being directly taken from their bank account and deposited straight into the merchant’s bank account.


  • World’s first bank-to-bank, face-to-face payment using vein mapping technology
  • Enables merchants to handle bank-to-bank transactions
  • Merchants receive settlement in up to three hours, instead of 3-5 days with card payments

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